PayAngel: Fast Money Transfers3.0.22 - App Store

Send Money Home in Seconds - Fast, Secure, and Built for the Diaspora

PayAngel is the only money transfer app with free life insurance embedded in each transaction. Designed specifically for diasporans who live abroad and support life back home, PayAngel gives you a safer, cheaper, and faster way to send money with complete peace of mind.

Whether you're paying school fees, covering hospital bills, keeping the lights on, supporting family, or celebrating life’s special moments, PayAngel ensures your money arrives instantly, securely, and with zero fees - every single time.

Send money from the UK, US, Canada, Australia, and Europe to Ghana, Nigeria, Kenya, South Africa, India, Bangladesh and more - delivered in seconds.
Built around the real needs of the diaspora, PayAngel combines unbeatable exchange rates, instant delivery, free life insurance on every transfer, and 24/7 human support in your language to give you a smarter, more reliable way to stay connected to home.

Why Choose PayAngel?

We don’t just move money - we connect families. PayAngel combines smart technology with human empathy to give you:
. Instant deliveries - 98% of transfers arrive in under 60 seconds*
. Zero transfer fees - keep more of your hard-earned money
. Unbeatable exchange rates across Africa
. Free built-in life insurance with every transfer
. Real human customer support available 24/7
. Secure transfers to bank accounts, mobile wallets & cash pickup points
. The fastest sign-up experience - get started in seconds
. Open banking payments for simpler and safer transfers

What you can do with PayAngel
. Send money home from the UK, US, Canada, Australia and key EU countries (Germany, Netherlands, France, Italy and Spain)
. Pay bills and services such as utilities, education, healthcare and more
. Pay merchants directly for goods and services, with no middlemen
. Support family, friends and businesses in Ghana, Nigeria, Kenya, South Africa, Senegal, Côte d’Ivoire, Cameroon, Tanzania, Mozambique, Rwanda, Zimbabwe, Uganda and India
. Track every payment in real time with clear status updates
Why people choose PayAngel
. Transparent pricing - great FX rates and no hidden surprises
. Peace of mind - pay businesses and service providers directly, so funds go exactly where you intend
. Built for the diaspora - designed for people supporting loved ones and businesses back home
. Secure and compliant - payment flows and customer data are protected using industry-standard security and compliance controls
. Friendly support - our team is here to help when you need it
How it works
1. Sign up and verify your profile
2. Add your recipient or choose a bill / merchant to pay
3. Enter the amount and select your payment method
4. Confirm and track your transfer in the app
PayAngel is on a mission to make cross-border payments simple, swift, seamless and affordable, so you can focus on what truly matters: taking care of your people and growing your impact back home.

Version History Minor bugs fixes and improvements 3.0.22 Sep 16 Minor bugs fixes and improvements 3.0.21 Sep 14 Minor bugs fixes and improvements 3.0.20 Sep 10 Minor bugs fixes and improvements 3.0.19 Aug 24 Minor bugs fixes and improvements 3.0.18 Jul 30 Minor bugs fixes and improvements 3.0.17 Jul 13 Minor bugs fixes and improvements 3.0.16 Jun 30 Minor bugs fixes and improvements 3.0.15 Jun 24 Minor bugs fixes and improvements 3.0.14 Jun 16 Minor bugs fixes and improvements 3.0.13 May 14 Minor bugs fixes and improvements 3.0.12 May 4 Minor bugs fixes and improvements 3.0.11 Apr 28 Minor bugs and improvement 3.0.10 Mar 11 Minor bugs and improvement 3.0.9 Feb 26 New features:
Apple and google logins, 
Downloading Transaction Receipts and Statements
Bugs fixes and improvements 3.0.8 Feb 24 Bugs fixes and improvements 3.0.7 Jan 8 Bugs fixes and improvements 3.0.6 Jan 2 Bugs fixes and improvements 3.0.5 12/31/2025 Bugs fixes and improvements 3.0.4 12/23/2025 Bugs fixes and improvements 3.0.3 12/09/2025 Bugs fixes and improvements 3.0.2 12/05/2025 Bugs fixes and improvements 3.0.0 12/04/2025 Major design improvements to match new company branding
Improving onboarding flow to support the migration of users
New Send Money features for quicker money transfers
New Name Check features to validate recipient details
Improved design for mobile home page and wallets
New wallets features to manage wallet balance 2.1.0 11/22/2025 Improved performance and minor bugs fixes 2.0.99 10/31/2025 Improved performance and minor bugs fixes 2.0.98 10/23/2025